Meet The Team

PCF Managing Partner

Gabriel Oh

Gabe grew up in Kirkland and has lived in the Mill Creek community since 2006. He and his wife, Renee are parents of two daughters, Taylor and Maddy. He graduated from the University of Washington and is a diehard Huskies fan. During football season, you will find Gabe and his family at home Husky football games cheering on the DAWGS. He loves the Mill Creek community for all the unique neighborhood parks and activities for the entire family throughout the year.

PCF Managing Partner
Commercial Lines Account Manager

Kenny Zener

Kenny has lived in the Mill Creek / Snohomish area with his high school sweetheart and 2 young and energetic boys, Kaiden and Landyn, since 2004. We are an avid outdoors’ family and enjoy camping, fishing, swimming, hiking, biking – did I say how much I love fishing! In between watching his 2 boys play basketball, Kenny can be found on the river yelling, “bobber down!”

Kenny graduated from WWU and immediately started his insurance career at Safeco. Between his mom, brother, aunts, uncles and himself, there is over 100 years of insurance knowledge within the family.

PCF Managing Partners

Andrew Cross

Andrew loves property hunting, remodeling projects, watching historical documentaries and keeping up with the latest on cars.  His biggest fan is his daughter, Andrea! If Andrew is not in his office, he is most likely out enjoying travel or finding the latest property deal.

Personal Lines Account Manager

Michelle McCutchen

Michelle grew up in Centralia and has lived in the Everett area since the early 90’s. She graduated from Central Washington University and spent several years working for a large chemical distributor before working in the insurance industry. She has two sons and a daughter. Michelle and her husband Billy enjoy the outdoors, camping, and riding their quads.

Personal Lines Account Manager

Diana McGregor

Diana was born and raised in Buckley, Washington. She moved with her family to Mill Creek in 1996. She and her husband Rick have 5 children, Eric, Laura, Micaela, Eric and Jenea. Rick has a counseling practice in Mill Creek. Both Diana and Rick are active members of their church. They love sports and their two Yorkshire Terriers Zoey & Theo.

Systems Operations Manager

Yesica Folwell

Personal Lines Team Lead

Darcey Beck

Personal Lines CSR

Holly Cline

Personal Lines Account Manager

Annette Stacy

Commercial Lines Account Manager

Eloise Patton

Commercial Lines Account Manager

Maureen McFarland

Commercial & Farm Account Manager

Stephanie Seeds

Commercial Lines Team Lead

Lorieann Graves

Commercial & Trucking Sales Agent

Abby Johnson CISR

Personal Lines Account Manager

Sheryl Pratt

Personal Lines Account Manager

Rachael Erben

Personal Lines CSR

Jailene Ayala