Businesses in the food industry are threatened by unique hazards and risks, in addition to typical business owners’ concerns such as property damage, slip and fall claims, etc. Some of the unique hazards your customers face each time they walk into your restaurant include food poisoning, intoxication by alcohol, kitchen fires or even failing hygiene [...]
The differences between commercial and personal auto insurance are many, but the main distinctions lie in extent and purpose of coverage. After all, businesses have many concerns private individuals don't share, such as increased liability risks. Besides having higher liability limits, commercial car insurance also include coverages like: • Any auto liability — this coverage [...]
So what's the difference between a captive agent and an independent insurance agent? Captive Agent An insurance agent who only works for one insurance company. A captive agent is paid by that one company either with a combination of salary and commissions or with just commissions. He or she may be a full-time employee or [...]
